About Fisher Dugmore Financial

FISHER DUGMORE FINANCIAL: COMPANY PROFILE

At Fisher Dugmore Financial, we believe financial planning is about more than numbers.  It’s about building clarity, confidence, and long-term security. As an independently owned Financial Services Provider, we combine personalised attention with professional expertise to guide individuals, families, and business owners through every stage of their financial journey. From retirement planning and investments to risk protection and estate structuring, our goal is to empower you to make informed decisions that support both your current lifestyle and future aspirations.

At Fisher Dugmore Financial, we inspire people to expand their financial context so they can live their best lives. Our mission is to craft and implement strategic, tailored plans that help create, preserve, and sustain wealth over time. With integrity at the core of our approach, our vision is to be the trusted partner clients rely on to navigate their financial journey and reach their wealth destinations with clarity and confidence.

IDEAL CLIENT

Our ideal clients are individuals and families who value trusted guidance and want a long-term professional relationship with their financial planner. We partner with people who:

• Appreciate personalised, holistic financial advice
• Prefer working with a stable, reliable, and ethical financial practice
• Want to grow, protect, and preserve their wealth
• Seek clarity and structure around their personal or business finances
• Value proactive communication and an ongoing relationship

We also work closely with business owners, trustees, and professionals who understand the importance of aligning financial planning with broader life goals and responsibilities.

FINANCIAL PLANNING PHILOSOPHY

At Fisher Dugmore Financial, we believe that true wealth goes beyond what you earn.  It’s about how you manage, grow, and protect it. Income flows from your skills, knowledge, and effort, your human capital, but lasting wealth comes from turning that income into productive assets like investments, property, and businesses. Our approach combines disciplined planning, a clear understanding of your relationship with money, and ongoing financial education to help you make confident decisions that support both your life today and your long-term goals.

We bring this philosophy to life through our “river and dam” approach: your income is the river, and thoughtful financial strategies act as the dam, capturing and directing that flow into growth and security. By focusing on the complete picture, your lifestyle, family needs, aspirations, and mindset, we help you build wealth systematically while preparing for risks and future milestones. Through collaboration, clarity, and a long-term perspective, we ensure your human and financial capital work together to create lasting security, freedom, and the confidence to live your best life.

PROFESSIONALISM

Professionalism is a core pillar of our practice. At Fisher Dugmore, we adhere to industry-leading ethical standards and regulatory requirements to ensure that every recommendation is objective and in your best interest.

We pride ourselves on:

• Transparency in our advice and communication
• Integrity and honesty in every interaction
• Respect for client confidentiality
• Ongoing professional development to keep our knowledge current
• Genuine care for our clients and their well-being
• Our team is comprised of CFP professionals who meet rigorous education, experience, and ethical standards in financial planning. All new team members are actively pursuing the certification to maintain consistent expertise across the firm.

Our commitment is to walk the journey with you — with authenticity, reliability, and professionalism.

FINANCIAL PLANNING FEE

At Fisher Dugmore, clarity is non-negotiable. Our fees depend on the type of support you choose. Some services involve a once-off project fee, while others come with a recurring cost for ongoing advice, guidance, and strategic input. Before we begin any work, we’ll walk you through the details in a tailored implementation form and service level agreement, so you have a clear picture of what you’re paying for and how we’ll support you.

SERVICES

Fisher Dugmore Financial offers a comprehensive range of financial planning services, including:

• Holistic Financial Planning
• Investment (Tax-efficient structuring, Pre and Post Retirement Planning, Goal-Based Investing, Direct Offshore Share Portfolios)
• Risk Cover (Life, Disability, Critical illness, Income protection, Business assurance)
• Estate Planning and structuring
• Business and Entity Planning
• Medical Aid & Gap Cover solutions
• Employee Benefits

We work with reputable investment platforms, insurers, and service providers to ensure our clients receive best-of-breed solutions.

OTHER RELEVANT INFORMATION

At Fisher Dugmore, we believe that our purpose is to inspire people to grow their financial context so that they can live their best lives!  We are committed to continuous improvement and delivering exceptional value to our clients.

Destination Wealth was authored by our Director at Fisher Dugmore Financial and serves as a key guide for all our advisers. Dave’s insights and methodologies provide a framework for guiding both clients and team members toward long-term financial success, with a strong focus on disciplined planning and informed, strategic decision-making.

Financial Planning Internship – University of Pretoria Internship Program:
We actively support the next generation of financial professionals through the UP Financial Planning Internship Program. By providing hands-on experience, mentorship, and exposure to real-world financial planning scenarios, we aim to equip interns with the knowledge and skills required to succeed in the financial services industry.

Social responsibility:
We are committed to nurturing talent and fostering opportunities within our community. Through initiatives such as Keep the Dream Scouts and Pfunanane Academy, we provide resources to help learners pursue their dreams and excel academically.

Workshops and Webinars:
Education and personal growth are central to our values. We run and support a variety of workshops and webinars, including Men of Grace and Science of Success, which is one of the most recent.  The webinars focus on empowerment, leadership, and financial literacy. These sessions aim to provide practical skills and inspiration to participants from all walks of life.

Through these initiatives, Fisher Dugmore Financial strives to make a meaningful impact, not only in the lives of our clients but also within our team and the broader community. By combining professional excellence, continuous learning, and social responsibility, we aim to empower individuals to achieve their financial goals, unlock their potential, and live their best lives. Our commitment to growth, education, and community engagement remains at the heart of everything we do.