Retirement and Investment Online Workshop

Tendani Mantshumuli

Executive: Strategy, Support & Governance – Liberty Group South Africa

Title of presentation: Overview of current economic trends impacting retirement and investment planning

 

Dawie de Villiers

CEO of Alexander Forbes

Title of presentation: Best advice takes a village

Synopsis: Harnessing the power of best advice makes an outsized impact on people’s lives and their outcomes. But, it is becoming more difficult for our community to amplify our impact due to escalating complexity of advice, skills shortages and cost pressures. Into the future, it will take a village to deliver best advice effectively, efficiently and inclusively. This means finding support, the right partners and proven technology to serve your clients. I wish to share some our own mistakes and learnings as we’ve grappled with these same challenges. And, I’m also excited to showcase a few capabilities that I think can enable your best advice.

 

Luthando Mzilikazi, CFP®

Sales Manager NintyOne

Title of presentation: Building a Resilient Portfolio for Retirement

 

Rex Cowley

Founder of Overseas Trust & Pension

Title of presentation: International Retirement Provision and Investment Planning Strategies considering current environment

Synopsis: Planning for retirement and building sufficient wealth to retire comfortably and or achieve financial independence is a crucial aspect of financial management.

This masterclass is tailored for certified financial planners seeking to build their knowledge around the role international pensions play in creating financial independence for clients with a particular focus on the investment related

considerations over the client lifecycle, including the accumulation and decumulation phases.

Therefore, this masterclass will provide a dynamic insight into the growing area of cross border financial planning and the use of foreign retirement and pension plans to meet client needs in the current economic, political, and social environment.

This Masterclass explores:

1. The needs and objectives of different client segments making use of foreign pension provision. These include South African domestic residents externalising funds, South Africans working abroad, South Africans returning and those emigrating. Some consideration is also given to foreign nationals moving to South Africa under a retirement visa who have foreign pensions.

2. Investment and financial planning considerations during the accumulation phase to help individuals create robust foreign retirement provision. This section will explore various savings and investments strategies, consider currency, exchange rates, inflation, term to retirement, exchange control and risk.

3. Investment and financial planning considerations during the deaccumulation phase to assist clients in achieving their financial aims in retirement. Matters such as benefit types, impact of lump sum withdrawals, market timing, inflation, interest rates, currency considerations, liquidity and investment protection will be considered.

4. Lastly the preservation of unused pension provision and succession of benefits to a spouse, dependant or other beneficiary will be looked at and the role life cover can play in a pension fund.

 

Diane Seccombe

National Head of Tax Training

Title of presentation: Tax: Investment and Retirement

Synopsis: Diane will discuss how to ensure fund contributions are tax deductible and that excess contributions are used correctly as well as how to access retirement monies post emigration and the tax consequences.

 

Prof. Gizelle Willows

Professor at University of Cape Town

Title of presentation: Professionalisation of Financial Planning

Synopsis: Why is financial planning not seen to be a profession? Why does the public not know the difference between a planner, advisor, broker, portfolio manager or other title? Teaming up with two other academics, Gizelle’s latest research investigates the challenges that the CFP credentialing professional bodies face in Australia, Canada and South Africa. Using in-depth interviews with industry professionals, she’ll elaborate on the shared barriers that inhibit, and shared enablers that could propagate, the professionalisation of financial planning in the three countries.

 

Andrea Middel

Durf Financial Planners Amsterdam

Title of presentation: ‘Retirement and Investment advice; a Dutch approach’

Synopsis: Andrea shares information about the way financial planning and retirement advice is delivered in the Netherlands. She shows some results from Dutch retirement research and will share the approach of her firm. A very practical presentation with some ‘best practices’ that can also be applied in the SA-market.